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I think it would depend on how my horse acted if I had one. Some horses are pretty much bomb-proof. They could babysit your kids if need be and are a much safer bet than the hot-headed stallion you also own for showing. But by taking appropriate precautions such as riding in an indoor ring, or even a ring not just the pasture, wearing safe clothing not shorts and open toed shoes, and a helmet most horses are reasonably safe to be ridden. You could also use a halter and leadline or lunge line instead of allowing your child control of the horse. If the really want reins attach some rope to the halter for them to hold. Like QH said, if you control the situation you are setting yourself up for a good ride and not a disaster.
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