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Leasing a horse is like leasing a car or a house. You basically "rent" a horse and have rights to it part or all of the time in return for part or all of the board and other fees.
I've leased several horses. All my leases included terms that would have given me first dibs on purchasing the horse if they decided to not renew the lease and sell the horse instead (and a discount if I did purchase said horse). One was a month-to-month lease, one was a 6 month lease, and the other was a yearly lease. Some were better then others, but the same is true of every barn and instructor I've ever had.
I always half leased which gave me 3 days a week to ride, one being a lesson which was a required term of the lease. The owner paid for vet and farrier work. I paid for any lessons and showing I did. Tack was provided, but I usually used my own instead. So for half the board I normally got a pretty good deal without the up front investment.
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